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When it comes to eating out, most diners think saving money starts and ends with clipping coupons or chasing the latest promo codes. But there’s another strategy savvy food lovers are using—buying gift cards to stretch their dollars even further. Specifically, digital gift cards that earn cashback when purchased through apps like Fluz. With this approach, you don’t have to change your habits—you just shift how you pay.

Why Gift Cards Are a Smart Way to Dine Out

Unlike typical discounts, gift cards can be used on full-price meals, at any time, without restrictions. You can still earn loyalty points, use restaurant apps, and even tip as normal. The bonus? Cashback rewards just for choosing a different payment method. That means you’re stacking savings—credit card rewards, loyalty points, and cashback on the gift card itself.

Apps like Fluz allow you to purchase digital gift cards for exact amounts at the time of payment. For instance, if your Shake Shack total is $18.27, you can buy an $18.27 gift card through Fluz, use it immediately at checkout, and earn instant cashback.

Where to Maximize Dining Rewards with Gift Cards

This isn’t a niche trick—it works across a wide variety of national chains and fast-casual spots. Some top options include:

All of these brands already have strong loyalty programs. Pairing them with discounted or cashback-loaded gift cards takes your savings a step further.

Other Cashback Hacks While Dining Out

  • Use loyalty programs like MyPanera or CAVA Rewards to earn freebies with each visit.
  • Pay with a rewards credit card to accumulate points or miles on top of cashback earned via Fluz.
  • Split bills smartly with apps like Splitwise when dining in groups, ensuring everyone saves.

The Takeaway: Turn Your Meal Into a Money Move

Dining out doesn’t have to mean missing out on savings. With a few clicks, you can turn regular meals into cashback opportunities. Whether it’s a casual lunch or a date night dinner, buying a gift card for the exact total through Fluz lets you keep your usual habits—and pocket a reward while you’re at it.